Hard Money Lending for Investors
How does it work?
We offer creative funding solutions for Fix & Flips, New Construction, and Buy & Holds for single-family units up to small commercial rental properties. Don't let a lack of experience keep you out of the game. We love working with brand new investors!
Our goal is to always provide accuracy and efficiency in our loan process. With access to multiple private and hard money resources. We match you up with the funding source that best fits your current real estate investing experience and needs.
From single-family Fix & Flips to commercial rental properties, we have a wide range of funding sources available.
Click below to grab a spot on our calendar and we can discuss your real estate investing goals and how we may be able to help.
Some Funding sources Terms
~ Non Owner Occupied
~ Fix & Flip, New Construction, Long Term Rental Properties
~ Single Family, 2-4 units, 5+ units
~ Average LTV (loan-to-value) is 70% of the after repair market value on residential single-family units (may vary)
~ Average loan duration is 6 to 12 months for fix & flips (longer terms may be available)
~ Mortgages for rental properties up to 30 year terms
Creative Funding Solutions Expert/Hard Money Broker
Hello! I'm Melody Morris
My more than 15 years of experience, education, and expertise in accounting, business strategy, marketing, and funds management allows me a unique perspective to help real estate investors find creative funding solutions for their fix & flips and purchase to holds.
Disclaimer:
LEGAL DISCLAIMER: All properties are sold for cash, hard money, Lease Option Terms, or to End Buyer using traditional financing. Buyers responsibility to do your own due diligence and verify all information. Prices are NET to seller with buyer paying all closing costs. Opinions of value/rents are given as a courtesy and no guarantees are expressed or implied. Our properties move fast so contact us quickly if there is a property you want to purchase. This is not a solicitation or offer of securities. Investment is offered only to qualified investors through a written Investment Agreement or Private Placement Memorandum. Rent To Own refers to properties for sale with lease-option financing. This site does not charge for rental listings and is not a Pre-Paid listing Service. Terms of credit during rental period dependent on agreement with the homeowner. Terms of credit may affect the ability to qualify for home loan at the end of the lease period. Depending on terms of agreement with the homeowner, the homeowner will apply a portion of monthly rental payment to down payment of property for purposes of purchase at the end of the lease period.
THIS IS NOT INTENDED AS AN OFFER TO SELL OR PURCHASE SECURITIES. Information on this site is not an offer to sell specific securities or the solicitation of an offer to buy specific securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification or there is an exemption there from under the securities laws of such jurisdiction. This site is provided for general information purposes only and should not be considered as a prediction of results to be attained or a guarantee of future returns on any specific loan transaction. Actual results may differ materially from such information for any number of reasons. Prior to securing or participating in any loan transaction prospective lenders will be required to review additional disclosures and prospective borrowers will be required to submit complete financial information prior to any transaction being consummated with any lenders. All transactions contemplated are being conducted in reliance upon a specific exemption from the registration provisions of the Virgina Securities Act, which provides that the entire loan and vendor’s lien or mortgage are transferred in a single transaction. Any representation or action contrary to this specific exemption is strictly prohibited by the Virgina Securities Act.
Copyright © 2023-2024 H & M Property Partners, LLC - All Rights Reserved.
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